A list of documents required for making decisions about insurance claims upon the occurrence of insurance claims for the insurance program of surface transportation. Signature of the owners of vehicles involved in the incident when you have a trouble and you're involved in an accident - do not despair, remember that your car is insured! Your actions in the case DTPdolzhny be as follows: - in any case not to go to the scene of an accident - do not move the car - sure to cause a traffic police inspector at the scene of an accident - crash issue - prepare a report to inspect the vehicle with an indication of all external injuries; - not to sign any documents not previously read and disagreed with the information, contained in them - in a timely manner after an accident you must obtain a certificate from the traffic police form number 2 with address and contact details of the guilty party and an inventory of all exterior damage your car. - In case of problems with getting help traffic police r. № 2 Insured prompted the traffic police, enabling the insured to receive help traffic police r. № 2. CASCO (damage and / or theft of the car) - Statement of insurance claims (standard form). - Inspection report (standard form, indicating who is) and a photo of the damaged property. - Help STSI r. № 2 (in case of accident). - Statement from the ATS (in the case of wrongful acts of third parties). - Statement from the investigating authorities to suspend the criminal proceedings (in case of theft of vehicle). Civic Responsibility - Insured statement of the insurance indemnity for civil liability insurance contract (standard form). - Statement by the victim to pay compensation for damage to insured vehicle (standard form). - Inspection report (standard form) and a photo of the damaged property. - Help STSI r. № 2 (in case of accident). - Medical certificate (in case of injury). TIPS (for the Insurer) In the insurance case you will need: - when a traffic accident (RTA), as well as in the case of damage to your car in the parking lot (including those not installed on the vehicle) - to declare the traffic police and to call her representative on the scene - if car damage resulting from wrongful acts of third parties (damage to the vehicle, the theft of individual parts) - to declare the nearest police station and call its representative on the scene - a fire - to say the bodies of a legally and cause its representative to the place accident - in stealing the car - say on the phone. "02" and the nearest police station. - Also, you must declare in writing about the accident to the insurance company within 24 hours in case of theft of your car and within 3 days otherwise. After the insured event you need to submit to the insurance company to inspect the damaged vehicle, a statement in the prescribed form, the original insurance policy, letter (signed by the manager and Ch. Accountant) stating your organization's bank details for transfer of insurance compensation, power of attorney to conduct affairs an insurance company, as well as: - when an accident - a driver's license, authorization for the right to control or waybill, a certificate from the traffic police in the prescribed form and in the presence of the second participant - Form 2 (in this case, inspection of the damaged vehicle is insured at the time required to call the second participant in an accident on the examination of a telegram), the original cost estimate of repair (in Russian language or with a certified translation into Russian), the damaged vehicle, drawn by a licensed independent examination of the Bureau or a specialized repair shop, to repair the car, original invoices and other documents confirming the amount of damages and the cost of restoring the car - the car is damaged as a result of wrongful acts of third parties - a copy of a criminal investigation into the matter (in case of refusal to initiate criminal proceedings provide a certificate with a list of vehicle damage and indicating article of the Criminal Code, under which criminal complaint was denied), as well as documents proving the extent of damage and the cost of restoring the car (see RTA) - in case of fire - a certificate from a legally authorities giving the reasons for the fire and the list of damages, as well as documents proving the extent of damage and the cost of restoring the car (see RTA) - for stealing a car - a certificate or a copy of a criminal investigation into the matter, a copy of the suspension of criminal proceedings (Form 3), transfer to the insurance company the originals of all warrants issued for stolen cars certificate of vehicle registration, vehicle registration document, full sets of keys and remote control alarm system (if the records and keys attached to the criminal case, it is necessary to provide relevant information). - In the insurance case on the risk of "civil responsibility" in the application must specify the name victim (or the name of the organization in the event of injury to property of a legal person), address and phone number as well as to inform the victim address and telephone number of the insurance company. To obtain the insurance money the victim should continue to apply independently to the insurance company and provide the necessary documents. - In the insurance case on the risk of "accident" in the application must specify the name All persons who were at the time of accident in the car insured and who have suffered injuries that should be specified in the certificate as traffic police, as well as to inform the victim address and telephone number of the insurance company. The victim must continue to submit to the insurance company a certificate from an appropriate medical facility on the nature of the injuries. - Insured shall notify the Insurer of any circumstances that could reduce or increase the likelihood of the insured event (change in the terms approved by management officials, the change in storage conditions of the car, etc.). Failure to comply with these requirements may cause a denial of insurance claims. Onauto.ru
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