What to look for when applying for insurance (CASCO OSAGO)?

Do not rush to immediately sign any contract of insurance offered by your insurance company. Initially, it would not be amiss to get acquainted with insurer's license to avoid possible misunderstandings in the future. It should contain a clear reference to the law firms to engage in your chosen type of insurance, be consistent in duration to the period is your insurance contract. Carefully read the insurance regulations adopted by the insurance company, as this will help you to establish, in its decision the correct choice of insurer. Remember that it is based on these rules with you and will be awarded a contract of insurance. Therefore, if you have something does not suit, you'd better go to another company. When concluding the insurance contract should not take a passive position. Try to get answers to all your questions. You have to remember the most important conditions in order not to be trapped when the insured event. Do not attempt to deceive the insurer about the real value of your car and the conditions of its operation. According to generally accepted norms of the sum insured may not exceed the actual cost of the car. Provide proof of the value of your car, make reference to them in contracts for insurance, not to prove your rightness in the refinement of the amounts payable. By signing the contract, note that if you are only insured, ie, face of it is, and to contribute to the benefit of another person (the beneficiary), the latter should have a direct material interest in the preservation of property. Otherwise, you risk being left without compensation for your damages from the insurance company. In the insurance case on how best to faithfully you follow all the terms of the contract depends on obtaining insurance amounts owed to you. As a general rule, insurance companies have very strict conditions regarding the timing of information about the accident. Make sure that you do not have to prove the cause of non-compliance period. Provide the necessary documents proving that the insured event. These can be documents from the traffic police authorities, the decision to institute criminal proceedings on the theft of your car, etc. If your vehicle was damaged in a road accident, the insurer may require specialists conducting its examination and determination of the amount of damages. But this is not always beneficial to you. Often, assessment of damage caused to your vehicle by the person who is an employee of the Insurance Company, which is in the interests of his employer intentionally understates the cost of repair of your emergency vehicle. Motor vehicle liability insurance - a step toward a civilized legal relations between the motorists, so do not spoil them, to trust your car insurance disorderly Insurer. Correct choice of the insurer - is the key to your success in resolving various situations you may encounter while protecting their legitimate rights and defending material interests.