State Duma before the dissolution took at last a new Act on compulsory motor TPL insurance

In its last session of the State Duma of this convocation passed the third reading of the law to better protect the interests of citizens and legal persons under compulsory insurance of civil liability of vehicle owners (OSAGO). Speaking about the specific changes worth noting, inter alia, establishment of the amount of insurance payment in case of death of the insured 160 thousand rubles., Of which 135 thousand rubles. assumed as an insurance payment to relatives of the deceased and 25 thousand rubles. - Funeral expenses. Also stipulates that the amount of insurance compensation in case of injury to health or property of the victims can not exceed 160 thousand rubles. at all affected, and 120 thousand rubles. for each victim. The Act reduced the period of the limited use of the vehicle - for individuals from 6 to 3 months, and for legal entities - up to 6 months. To amend, the victim is entitled to claim for insurance payment directly to the insurer with which a contract of insurance of his liability, which did not exist before - it was necessary to apply to the insurer of "guilty" in the accident. This can be done if a road traffic accident (RTA) the harm was caused only property, and accident occurred involving two vehicles, the liability of owners who are insured. Also establishes the responsibility of the insurer for late payments. Also, now if was not harmed the lives and health of victims in the accident involved only two vehicles, whose owners are assessed damages in the amount not exceeding 25 thousand rubles, the procedure for registration of documents about the accident can be implemented without the involvement of police officers . The law also contains a provision allowing the Russian insurers from 1 January 2009. carry out operations liability insurance in the international system.